{"id":502416,"date":"2020-02-01T17:30:04","date_gmt":"2020-02-01T17:30:04","guid":{"rendered":"http:\/\/simplicia.co\/?p=502416"},"modified":"2023-02-10T22:02:49","modified_gmt":"2023-02-10T22:02:49","slug":"quest-ce-quun-atmp","status":"publish","type":"post","link":"https:\/\/www.simplicia.co\/blog\/quest-ce-quun-atmp\/","title":{"rendered":"Qu&rsquo;est ce qu&rsquo;un ATMP ?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Plan de l&#039;article<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.simplicia.co\/blog\/quest-ce-quun-atmp\/#ATMP_Definition\" >ATMP: D\u00e9finition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.simplicia.co\/blog\/quest-ce-quun-atmp\/#Lassurance_ATMP_principes_de_fonctionnement\" >L\u2019assurance ATMP : principes de fonctionnement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.simplicia.co\/blog\/quest-ce-quun-atmp\/#Gerer_les_ATMPS_dans_une_societe\" >G\u00e9rer les ATMPS dans une soci\u00e9t\u00e9<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.simplicia.co\/blog\/quest-ce-quun-atmp\/#ATMP_qui_les_gere_dans_lentreprise\" >ATMP : qui les g\u00e8re dans l\u2019entreprise ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.simplicia.co\/blog\/quest-ce-quun-atmp\/#Les_enjeux_pourquoi_suivre_les_ATMP\" >Les enjeux : pourquoi suivre les ATMP ?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p> &nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"font-weight: bold;\">La sant\u00e9 et la s\u00e9curit\u00e9 au travail<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> concernent toutes les entreprises.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">En effet sur l\u2019ann\u00e9e 2018, <span style=\"background-color: #ffffff; font-weight: bold;\">85%<\/span><span style=\"background-color: #ffffff;\"> des entreprises ont d\u00e9clar\u00e9 au moins un sinistre affectant un de leurs salari\u00e9s. Parmi ces sinistres, <\/span><span style=\"background-color: #ffffff; font-weight: bold;\">72% sont des accidents de travail et 14% des maladies professionnelles<\/span><span style=\"background-color: #ffffff;\">. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"background-color: #ffffff;\">Les risques professionnels touchent les entreprises de toutes tailles et de tous secteurs, et repr\u00e9sentent des enjeux financiers et sociaux importants face au poids des cotisations et des contraintes de reclassement ou de remplacement des collaborateurs.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">En France, les salari\u00e9s sont assur\u00e9s en cas de dommages corporels ou de perte de salaire dus aux accidents de travail, aux accidents de trajet et aux maladies professionnelles.<\/p>\n<p>Cette <span style=\"font-weight: bold;\">assurance sociale<\/span> est financ\u00e9e par les employeurs par le biais d\u2019une <span style=\"font-weight: bold;\">cotisation patronale l\u2019AT\/MP <\/span>fix\u00e9e par un organisme de la s\u00e9curit\u00e9 sociale : <span style=\"font-weight: bold;\">la CARSAT<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> (Caisse d\u2019assurance retraite et de la sant\u00e9 au travail).<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"font-weight: bold;\">Qu\u2019est ce qu\u2019un ATMP ?<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">Nous vous disons tout dans cet article.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"display: inline;\"><span class=\"ez-toc-section\" id=\"ATMP_Definition\"><\/span><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 20pt; font-family: 'Arial'; font-style: normal;\">ATMP: D\u00e9finition<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>L\u2019<a title=\"cpam employeur 3679\" href=\"https:\/\/www.simplicia.co\/quest-ce-que-lassurance-atmp\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: bold;\">assurance ATMP <\/span><\/a><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">est une branche de la S\u00e9curit\u00e9 Sociale, elle a 2 r\u00f4les majeurs :<\/span><\/p>\n<p>&nbsp;<\/p>\n<ol class=\"lst-kix_32n55qt8frjn-0 start\" style=\"padding: 0; margin: 0;\">\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\"><span style=\"font-weight: bold;\">Indemniser<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> les salari\u00e9s victimes d\u2019accident du travail ou de maladie professionnelle.<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\"><span style=\"font-weight: bold;\">Pr\u00e9venir et r\u00e9duire<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> les risques professionnels.<br \/>\n<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Cet acronyme est surtout utilis\u00e9 dans le domaine de la paie pour \u00e9voquer la cotisation due par les employeurs au titre de l\u2019<span style=\"font-weight: bold;\">accident du travail<\/span> et de la <span style=\"font-weight: bold;\">maladie professionnelle<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">.<\/span><\/p>\n<div style=\"width: 2073px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" title=\"cpam employeur 3679\" src=\"https:\/\/www.lucidchart.com\/publicSegments\/view\/703b8d6c-20fd-45d5-9ba4-c4029ec181a7\/image.jpeg\" alt=\"co\u00fbt d'une maladie professionnelle pour un employeur\" width=\"2063\" height=\"1817\" \/><p class=\"wp-caption-text\">R\u00f4les de l\u2019assurance ATMP<\/p><\/div>\n<p>&nbsp;<\/p>\n<ul class=\"lst-kix_jyegbk96n7cf-0 start\" style=\"padding: 0; margin: 0;\">\n<li style=\"color: #000000; font-size: 11pt; line-height: 1.15; page-break-after: avoid; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; padding: 18pt 0 6pt 0pt; margin: 0 0 0 36pt;\">\n<p id=\"h.ybjvsuiq3n2l\" style=\"display: inline;\"><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 16pt; font-family: 'Arial'; font-style: normal;\"> Les accidents du travail (AT)<\/span><\/p>\n<\/li>\n<\/ul>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Lorsque la sant\u00e9 d\u2019un salari\u00e9 se trouve d\u00e9grad\u00e9e par un <span style=\"font-weight: bold;\">accident de travail<\/span> ou un<span style=\"font-weight: bold;\"> accident de trajet<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">, une r\u00e9glementation sp\u00e9cifique s\u2019impose \u00e0 l\u2019employeur.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Selon l\u2019article<span style=\"font-weight: bold;\"> L.411-1<\/span> du code de la s\u00e9curit\u00e9 sociale \u201c <span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: italic;\">est consid\u00e9r\u00e9 comme arr\u00eat de travail, quelle qu\u2019en soit la cause, l\u2019accident survenu par le fait ou \u00e0 l\u2019occasion du travail \u00e0 toute personne salari\u00e9e ou travaillant \u00e0 quelque titre ou en quelque lieu que ce soit, pour un ou plusieurs employeurs ou chefs d\u2019entreprise (&#8230;)\u201d.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Pour \u00eatre qualifi\u00e9 d\u2019<a title=\"atmp definition\" href=\"https:\/\/www.simplicia.co\/faire-reconnaitre-un-traumatisme-psychologique-comme-accident-du-travail-est-ce-possible\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: bold;\">accident de travail<\/span><\/a><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">, 2 conditions doivent imp\u00e9rativement \u00eatre remplies :<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul class=\"lst-kix_2osn0kc7q5dh-0 start\" style=\"padding: 0; margin: 0;\">\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">Le fait a entra\u00een\u00e9 une l\u00e9sion imm\u00e9diate ou diff\u00e9r\u00e9e.<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">L\u2019accident doit survenir \u00e0 l\u2019occasion ou par le fait du travail.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"font-weight: bold;\">L\u2019accident de trajet<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> se rapporte \u00e0 un \u00e9v\u00e9nement (accident de la circulation, chute, choc..) <strong>survenu sur le trajet aller retour le plus court entre le lieu de travail et le domicile<\/strong> (ou tout autre lieu ou le travailleur se rend de fa\u00e7on habituelle pour ses n\u00e9cessit\u00e9s de la vie courantes ou ses obligations familiales, par exemple : sa r\u00e9sidence habituelle, le restaurant\/la cantine ou il prend ses repas, etc\u2026)<\/span><\/p>\n<p>&nbsp;<\/p>\n<div class=\"info-box\" style=\"width: 100%;border: #000000 0px solid\"><div style=\"padding: 8px 30px 10px 30px;border-radius:5px; color: #3C484E; padding: 8px 30px 10px 30px; background: #fdefe1 url(http:\/\/www.yourDomain.com\/image-dir\/) no-repeat 10px 50%;\">\ud83d\udc49<strong>\u00c0 savoir<\/strong> : Tous les AT, m\u00eame b\u00e9nins, doivent \u00eatre d\u00e9clar\u00e9s par l\u2019employeur <span style=\"font-weight: bold;\">\u00e0 la CPAM<\/span> sous 48h, \u00e0 l\u2019aide d\u2019un formulaire de <span style=\"text-decoration-skip-ink: none; -webkit-text-decoration-skip: none; font-weight: bold; text-decoration: underline;\"><a style=\"color: inherit; text-decoration: inherit;\" href=\"https:\/\/www.ameli.fr\/sites\/default\/files\/formualires\/128\/s6200.pdf&amp;sa=D&amp;ust=1587719088887000\" title=\"cpam risques professionnels\" >D\u00e9claration d\u2019Accident du Travail (DAT)<\/a><\/span><br \/>\n<\/div><\/div>\n<ul>\n<li><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 16pt; font-family: 'Arial'; font-style: normal;\"> Les maladies professionnelles (MP)<\/span><\/li>\n<\/ul>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Une maladie est dite professionnelle si elle est la <span style=\"font-weight: bold;\">cons\u00e9quence directe de l\u2019exposition d\u2019un travailleur salari\u00e9 \u00e0 un risque<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> (physique, chimique ou biologique), ou r\u00e9sulte des conditions dans lesquelles il exerce son activit\u00e9.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Lorsque la maladie dont souffre un salari\u00e9 r\u00e9pond \u00e0 toutes les conditions figurant sur l\u2019un des <span style=\"text-decoration-skip-ink: none; -webkit-text-decoration-skip: none; color: #1155cc; font-weight: bold; text-decoration: underline;\"><a style=\"color: inherit; text-decoration: inherit;\" href=\"https:\/\/www.google.com\/url?q=http:\/\/www.inrs.fr\/publications\/bdd\/mp.html&amp;sa=D&amp;ust=1587719088888000\" title=\"cpam employeur telephone 3679\" >tableaux annex\u00e9s<\/a><\/span> au Code de la S\u00e9curit\u00e9 Sociale, elle est obligatoirement reconnue comme <span style=\"font-weight: bold;\">maladie professionnelle<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">. Elle sera indemnis\u00e9e comme telle, sans que le salari\u00e9 \u201cvictime\u201d ait \u00e0 en faire la preuve\u201d (art L.451-1 du code de la S.S).<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">Malgr\u00e9 tout la loi a pr\u00e9vu un syst\u00e8me compl\u00e9mentaire de reconnaissance pour des affections n\u2019\u00e9tant pas inscrites dans un tableau. Le malade doit alors d\u00e9montrer l\u2019origine professionnelle de sa pathologie.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">La demande de reconnaissance de maladie professionnelle est <span style=\"font-weight: bold;\">toujours initi\u00e9e par le travailleur<\/span> ou ses ayants droits <span style=\"font-weight: bold;\">aupr\u00e8s de la CPAM.<\/span><\/p>\n<p>&nbsp;<\/p>\n<div class=\"info-box\" style=\"width: 100%;border: #000000 0px solid\"><div style=\"padding: 8px 30px 10px 30px;border-radius:5px; color: #3C484E; padding: 8px 30px 10px 30px; background: #e6f4fa url(http:\/\/www.yourDomain.com\/image-dir\/) no-repeat 10px 50%;\">\ud83d\udc49<strong>\u00c0 savoir<\/strong> : Les troubles musculosquelettiques (<span style=\"font-weight: bold;\">TMS)<\/span> ou affections p\u00e9riarticulaires repr\u00e9sentent plus des <span style=\"font-weight: bold;\">\u2154 des maladies indemnis\u00e9es<\/span>.<br \/>\n<\/div><\/div>\n<div style=\"width: 3515px\" class=\"wp-caption alignnone\"><img decoding=\"async\" style=\"font-family: inherit; background-color: #ffffff; color: #333333; font-size: 16px;\" title=\"at mp signification\" src=\"https:\/\/blog.simplicia.co\/wp-content\/uploads\/2023\/02\/Lassurance-ATMP.jpg\" alt=\"cpam employeur 3679\" width=\"3505\" height=\"2480\" \/><p class=\"wp-caption-text\">Qu&rsquo;est ce qu&rsquo;un ATMP<\/p><\/div>\n<p>&nbsp;<\/p>\n<h2 style=\"display: inline;\"><span class=\"ez-toc-section\" id=\"Lassurance_ATMP_principes_de_fonctionnement\"><\/span><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 16pt; font-family: 'Arial'; font-style: normal;\">L\u2019assurance ATMP : principes de fonctionnement<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">L\u2019<span style=\"font-weight: bold;\">assurance AT-MP<\/span> est g\u00e9r\u00e9e par la s\u00e9curit\u00e9 sociale et est financ\u00e9e majoritairement par les employeurs. En cas d\u2019<span style=\"font-weight: bold;\">accident du travail <\/span>ou de <span style=\"font-weight: bold;\">maladie professionnelle<\/span>, l\u2019assurance AT-MP rembourse<span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> en totalit\u00e9 des frais m\u00e9dicaux, chirurgicaux, pharmaceutiques et de fa\u00e7on g\u00e9n\u00e9rale l\u2019ensemble des frais n\u00e9cessit\u00e9s par le traitement pour les salari\u00e9s victimes.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">En fonction des situations, l\u2019Assurance maladie leur permet de b\u00e9n\u00e9ficier :<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul class=\"lst-kix_vg817zjgj5dv-0 start\" style=\"padding: 0; margin: 0;\">\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\">De la prise en charge de l\u2019int\u00e9gralit\u00e9 des <span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">frais de sant\u00e9.<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\">D\u2019<span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">indemnit\u00e9s journali\u00e8res.<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\">D\u2019une <span style=\"font-weight: bold;\">rente <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">en cas d\u2019incapacit\u00e9 permanente.<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\">D\u2019une <span style=\"font-weight: bold;\">rente<\/span> pour les ayants droit <span style=\"font-weight: bold;\">en cas de d\u00e9c\u00e8s<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> du salari\u00e9.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Cette assurance a donc pour fonction de<span style=\"font-weight: bold;\"> garantir les salari\u00e9s contre les risques professionnels<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> et d\u2019indemniser les victimes d\u2019accidents du travail ou de maladie professionnelle.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Ce syst\u00e8me d\u2019indemnisation est financ\u00e9 \u00e0 <span style=\"font-weight: bold;\">97 %<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> par les cotisations des entreprises, les 3 % restants provenant des sommes r\u00e9cup\u00e9r\u00e9es au titre du recours contre tiers.<\/span><\/p>\n<div class=\"info-box\" style=\"width: 100%;border: #000000 0px solid\"><div style=\"padding: 8px 30px 10px 30px;border-radius:5px; color: #3C484E; padding: 8px 30px 10px 30px; background: #fdefe1 url(http:\/\/www.yourDomain.com\/image-dir\/) no-repeat 10px 50%;\">\ud83d\udc49<strong>\u00c0 savoir<\/strong> : Le taux de la <span style=\"font-weight: bold;\">cotisation AT-MP<\/span> est fix\u00e9 par la <span style=\"font-weight: bold;\">CARSAT<\/span>. Il est d\u00e9termin\u00e9 pour chaque \u00e9tablissement en fonction de l\u2019<span style=\"font-weight: bold;\">activit\u00e9<\/span> principale, sa <span style=\"font-weight: bold;\">taille<\/span>, le <span style=\"font-weight: bold;\">secteur<\/span> d\u2019activit\u00e9, la <span style=\"font-weight: bold;\">fr\u00e9quence et la gravit\u00e9 des sinistres<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> survenus.<\/span><br \/>\n<\/div><\/div>\n<div style=\"width: 3515px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" style=\"font-family: inherit; background-color: #ffffff; color: #333333; font-size: 16px;\" title=\"atmp definition\" src=\"https:\/\/blog.simplicia.co\/wp-content\/uploads\/2023\/02\/Fonctionnement-de-lassurance.jpg\" alt=\"cpam employeur telephone 3679\" width=\"3505\" height=\"2480\" \/><p class=\"wp-caption-text\">Fonctionnement de l\u2019assurance ATMP<\/p><\/div>\n<p>&nbsp;<\/p>\n<h2 style=\"display: inline;\"><span class=\"ez-toc-section\" id=\"Gerer_les_ATMPS_dans_une_societe\"><\/span><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 20pt; font-family: 'Arial'; font-style: normal;\">G\u00e9rer les ATMPS dans une soci\u00e9t\u00e9<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">La survenue d\u2019un <span style=\"font-weight: bold;\">AT-MP <\/span>est toujours d\u00e9routante pour une entreprise. Cet \u00e9v\u00e9nement repr\u00e9sente<span style=\"font-weight: bold;\"> un co\u00fbt<\/span> pour une TPE\/PME : perte de production, frais de remise en \u00e9tat de mat\u00e9riel, remplacement du salari\u00e9, augmentation des cotisations et frais administratifs pour r\u00e9aliser les proc\u00e9dures&#8230;<\/p>\n<h3 style=\"display: inline;\"><span class=\"ez-toc-section\" id=\"ATMP_qui_les_gere_dans_lentreprise\"><\/span><span style=\"font-weight: bold;\">ATMP : qui les g\u00e8re dans l\u2019entreprise ?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Les risques professionnels impactent les entreprises de par les <span style=\"font-weight: bold;\">cons\u00e9quences sociales <\/span>qu\u2019elles impliquent mais \u00e9galement par<span style=\"font-weight: bold;\"> la gestion<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> rigoureuse qu\u2019ils exigent.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Il revient \u00e0 l\u2019employeur l\u2019obligation de prendre les dispositions n\u00e9cessaires pour <span style=\"font-weight: bold;\">garantir la s\u00e9curit\u00e9 et la sant\u00e9 physique et mentale de ses salari\u00e9s<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">. La survenue d\u2019un accident du travail ou la d\u00e9claration d\u2019une maladie professionnelle renvoie in\u00e9vitablement ce dernier a une d\u00e9faillance de l\u2019entreprise sur la pr\u00e9vention des risques.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">La gestion n\u2019est pas forc\u00e9ment facile pour les TPE\/PME qui ne sont pas structur\u00e9es de mani\u00e8re \u00e9gale pour faire face aux actions \u00e0 mener. La <span style=\"font-weight: bold;\">cons\u00e9quence des ATMP<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> implique directement ou indirectement plusieurs acteurs au sein de l\u2019entreprise : g\u00e9rant, direction g\u00e9n\u00e9rale, DRH et direction financi\u00e8re.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Aujourd\u2019hui, une majorit\u00e9 d\u2019entreprises ne ma\u00eetrisent pas correctement les <span style=\"font-weight: bold;\">\u00e9tapes de gestion des dossiers accidents du travail\/maladies professionnelles <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">men\u00e9es par la CPAM.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Il appartient \u00e0 l\u2019<span style=\"font-weight: bold;\">employeur<\/span> et \u00e0 son <span style=\"font-weight: bold;\">service RH<\/span>, d\u00e8s la prise de connaissance d\u2019un fait d\u2019accident du travail ou de maladie professionnelle, de <span style=\"font-weight: bold;\">d\u00e9ployer les actions n\u00e9cessaires<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">, notamment :<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul class=\"lst-kix_ayvdryf4fcsv-0 start\" style=\"padding: 0; margin: 0;\">\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\"><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">La rel\u00e8ve des faits et d\u00e9claration de sinistre pour un AT<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\"><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">L\u2019analyse des faits, questionnaire et contestation si besoin pour une MP<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 16pt; font-family: 'Arial'; font-style: normal;\">Taux AT\/MP : Comment le retrouver ?<\/span><\/p>\n<div style=\"width: 1034px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/simplicia.co\/wp-content\/uploads\/2020\/01\/cnam-1024x575.png\" alt=\"Capture d\u2019ecran d\u2019ameli.fr\" title=\"cpam risques professionnels\" width=\"1024\" height=\"575\" \/><p class=\"wp-caption-text\">Capture d\u2019ecran d\u2019ameli.fr<\/p><\/div>\n<p>&nbsp;<\/p>\n<p style=\"margin: 0; color: #000000; font-size: 11pt; line-height: 1.15; background-color: #ffffff; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; padding: 0pt 0 23pt 0;\">Chaque ann\u00e9e les caisses d\u2019assurance retraite et de sant\u00e9 au travail (<span style=\"font-weight: bold;\">CARSAT<\/span> r\u00e9gionales ou <span style=\"font-weight: bold;\">CRAMIF<\/span> en Ile-de-France) communiquent par courrier \u00e0 chaque entreprise <span style=\"font-weight: bold;\">le taux net de cotisation AT-MP<\/span> et <span style=\"font-weight: bold;\">le code risque <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">qui y est associ\u00e9.<\/span><\/p>\n<p style=\"margin: 0; color: #000000; font-size: 11pt; line-height: 1.15; background-color: #ffffff; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; padding: 0pt 0 23pt 0;\">L\u2019information sur le <span style=\"font-weight: bold;\">taux de cotisation AT-MP<\/span> applicable dans chaque entreprise est accessible via un compte en ligne d\u00e9di\u00e9. A cette fin, <span style=\"font-weight: bold;\">le compte AT-MP en ligne <\/span>est un service ouvert \u00e0 toutes les entreprises relevant du r\u00e9gime g\u00e9n\u00e9ral. Ce compte permet aux employeurs de <span style=\"font-weight: bold;\">consulter les taux de cotisation<\/span> \u201caccidents du travail et maladies professionnelles\u201d qui leur ont \u00e9t\u00e9 notifi\u00e9s et le d\u00e9tail de leur calcul. Vous y acc\u00e8derez par le site <a style=\"color: inherit; text-decoration: inherit;\" href=\"https:\/\/www.google.com\/url?q=http:\/\/net-entreprises.fr\/&amp;sa=D&amp;ust=1587719088893000\">net-entreprises.fr<\/a> ou sur le site de l\u2019assurance maladie <span style=\"text-decoration-skip-ink: none; -webkit-text-decoration-skip: none; color: #1155cc; font-weight: bold; text-decoration: underline;\"><a style=\"color: inherit; text-decoration: inherit;\" href=\"https:\/\/www.google.com\/url?q=http:\/\/risquesprofessionnels.ameli.fr\/&amp;sa=D&amp;ust=1587719088893000\">risquesprofessionnels<\/a><\/span><span style=\"text-decoration-skip-ink: none; -webkit-text-decoration-skip: none; color: #1155cc; font-weight: bold; text-decoration: underline;\"><a style=\"color: inherit; text-decoration: inherit;\" href=\"https:\/\/www.google.com\/url?q=http:\/\/risquesprofessionnels.ameli.fr\/&amp;sa=D&amp;ust=1587719088893000\">.ameli.fr.<\/a><\/span><\/p>\n<p style=\"margin: 0; color: #000000; font-size: 11pt; line-height: 1.15; background-color: #ffffff; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; padding: 0pt 0 23pt 0;\">Depuis le portail <span style=\"text-decoration-skip-ink: none; -webkit-text-decoration-skip: none; color: #1155cc; font-weight: bold; text-decoration: underline;\"><a style=\"color: inherit; text-decoration: inherit;\" href=\"https:\/\/www.google.com\/url?q=https:\/\/www.net-entreprises.fr\/&amp;sa=D&amp;ust=1587719088894000\">net-entreprises.fr<\/a><\/span>, dans la section \u201csituation de mon compte\u201d, vous arrivez sur le site de l\u2019<a style=\"color: inherit; text-decoration: inherit;\" href=\"https:\/\/www.google.com\/url?q=https:\/\/www.urssaf.fr\/portail\/home.html&amp;sa=D&amp;ust=1587719088894000\">URSSAF<\/a>. En cliquant sur l\u2019historique des taux AT\/MP de votre entreprise, puis sur le num\u00e9ro SIRET de l\u2019\u00e9tablissement concern\u00e9, le <span style=\"font-weight: bold;\">tableau des taux AT\/MP <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">et codes risques s\u2019affichera.<\/span><\/p>\n<div class=\"info-box\" style=\"width: 100%;border: #000000 0px solid\"><div style=\"padding: 8px 30px 10px 30px;border-radius:5px; color: #3C484E; padding: 8px 30px 10px 30px; background: #e6f4fa url(http:\/\/www.yourDomain.com\/image-dir\/) no-repeat 10px 50%;\">\ud83d\udc49<strong>\u00c0 savoir<\/strong> : Si une entreprise d\u00e9tient plusieurs \u00e9tablissements, un seul compte lui suffit pour <span style=\"font-weight: bold;\">suivre la sinistralit\u00e9<\/span> de tous ses \u00e9tablissements. En revanche les tiers d\u00e9clarants (experts-comptables, organismes de gestion agr\u00e9\u00e9s&#8230;) ne peuvent pas acc\u00e9der directement au <span style=\"font-weight: bold;\">compte AT\/MP <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">de leurs clients ou de leurs filiales.<\/span><br \/>\n<\/div><\/div>\n<h3 style=\"display: inline;\"><span class=\"ez-toc-section\" id=\"Les_enjeux_pourquoi_suivre_les_ATMP\"><\/span><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 16pt; font-family: 'Arial'; font-style: normal;\">Les enjeux : pourquoi suivre les ATMP ?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Un chef d\u2019entreprise qui ne respecte pas les obligations r\u00e9glementaires et qui se pr\u00e9occupe pas de la sant\u00e9 de ses salari\u00e9s risque de se voir infliger des <span style=\"font-weight: bold;\">sanctions financi\u00e8res<\/span> et m\u00eame <span style=\"font-weight: bold;\">sa responsabilit\u00e9 civile et p\u00e9nale<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> engag\u00e9e.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Une mauvaise gestion des ATMP induit une <span style=\"font-weight: bold;\">augmentation du taux de cotisation<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> pour les entreprises. Il s\u2019agit d\u2019un enjeu \u00e9conomique ind\u00e9niable car ce taux \u00ab accident du travail\/maladies professionnelles \u00bb est directement li\u00e9 au nombre d\u2019accidents affectant les salari\u00e9s de l\u2019entreprise, selon sa taille.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Suivre la <span style=\"font-weight: bold;\">gestion des taux <\/span><span style=\"font-weight: bold;\">d\u2019ATMP<\/span> permet de cotiser sur la base de <span style=\"font-weight: bold;\">votre sinistralit\u00e9 r\u00e9elle<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> et r\u00e9duire les charges li\u00e9es aux risques professionnels.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\"><span style=\"font-weight: bold;\">Plusieurs \u00e9l\u00e9ments sont primordiaux dans les <\/span><span style=\"font-weight: bold;\">phases<\/span><span style=\"color: #000000; font-weight: bold; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> d\u00e9claratives de vos risques professionnels :<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul class=\"lst-kix_jey11uqm237y-0 start\" style=\"padding: 0; margin: 0;\">\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\">la r\u00e9daction des <span style=\"font-weight: bold;\">d\u00e9clarations d\u2019accident du travail<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> (DAT)<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\">La <span style=\"font-weight: bold;\">r\u00e9daction de r\u00e9serves <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">motiv\u00e9es<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\">Les <span style=\"font-weight: bold;\">questionnaires<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> de demande de reconnaissance de maladies professionnelles (QMP)<\/span><\/span><\/li>\n<li style=\"padding: 0; color: #000000; font-size: 11pt; line-height: 1.15; font-family: 'Arial'; orphans: 2; widows: 2; text-align: left; margin: 0 0 0 36pt;\"><span style=\"font-weight: bold;\">\u00c9tudier les pi\u00e8ces <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">du dossier<\/span><\/li>\n<li><\/li>\n<\/ul>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">L\u2019expression de <span style=\"font-weight: bold;\">votre point de vue d\u2019employeur<\/span> et <span style=\"font-weight: bold;\">vos droits de r\u00e9serve <\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\">sont importants et permettent \u00e0 la CPAM de prendre les bonne d\u00e9cisions \u00e0 l\u2019\u00e9gard des 2 parties : le salari\u00e9 et l\u2019entreprise<\/span><\/p>\n<div class=\"info-box\" style=\"width: 100%;border: #000000 0px solid\"><div style=\"padding: 8px 30px 10px 30px;border-radius:5px; color: #3C484E; padding: 8px 30px 10px 30px; background: #e6f4fa url(http:\/\/www.yourDomain.com\/image-dir\/) no-repeat 10px 50%;\">Outre l\u2019augmentation du taux ATMP qui vous menace en cas d\u2019\u00e9volution de la sinistralit\u00e9 de l\u2019entreprise, une cotisation suppl\u00e9mentaire peut vous \u00eatre impos\u00e9e en cas de faute inexcusable.<br \/>\n<\/div><\/div>\n<p>&nbsp;<\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; text-align: left;\">Ma\u00eetriser l\u2019ensemble des donn\u00e9es permet d\u2019une part d\u2019<span style=\"font-weight: bold;\">optimiser la gestion du taux ATMP<\/span>(co\u00fbts et prise en charge) mais aussi de <span style=\"font-weight: bold;\">r\u00e9duire les ATMP<\/span> en am\u00e9liorant l&rsquo;\u00e9valuation des risques professionnels, en <span style=\"font-weight: bold;\">manageant les enjeux<\/span><span style=\"color: #000000; font-weight: 400; text-decoration: none; vertical-align: baseline; font-size: 11pt; font-family: 'Arial'; font-style: normal;\"> qui touchent votre entreprise.<\/span><\/p>\n<p style=\"padding: 0; margin: 0; color: #000000; font-size: 11pt; font-family: 'Arial'; line-height: 1.15; orphans: 2; widows: 2; height: 11pt; text-align: left;\">\n","protected":false},"excerpt":{"rendered":"<p>Tout savoir sur les ATMPs<\/p>\n","protected":false},"author":1002,"featured_media":502395,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[100026],"tags":[],"class_list":["post-502416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-atmp"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/posts\/502416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/users\/1002"}],"replies":[{"embeddable":true,"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/comments?post=502416"}],"version-history":[{"count":0,"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/posts\/502416\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/media\/502395"}],"wp:attachment":[{"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/media?parent=502416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/categories?post=502416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.simplicia.co\/blog\/wp-json\/wp\/v2\/tags?post=502416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}